{
  "version": "https://jsonfeed.org/version/1.1",
  "title": "NidhiSetu: EPFO, ESIC and payroll updates",
  "home_page_url": "https://nidhisetu.co.in/resources",
  "feed_url": "https://nidhisetu.co.in/feed.json",
  "description": "Verified EPFO, ESIC and labour-law updates, employer action boxes, live trackers and practical PF guides from Shobhit Kesarwani, independent consultant, Ludhiana. NidhiSetu is not affiliated with EPFO; EPFO's own services are free.",
  "language": "en-IN",
  "icon": "https://nidhisetu.co.in/assets/images/og-preview.jpg",
  "favicon": "https://nidhisetu.co.in/assets/images/nidhisetu-mark.svg",
  "authors": [
    {
      "name": "Shobhit Kesarwani",
      "url": "https://nidhisetu.co.in/about"
    }
  ],
  "items": [
    {
      "id": "https://nidhisetu.co.in/resources/epfo-updates/pf-partial-withdrawal-rules-2026",
      "url": "https://nidhisetu.co.in/resources/epfo-updates/pf-partial-withdrawal-rules-2026",
      "title": "PF partial withdrawal rules 2026: the 25% minimum balance, 12 months' membership and the new limits",
      "summary": "The EPF Scheme 2026 replaced the old Form 31 advance limits with one rule: keep 25% of your total balance in the account and you may withdraw the rest, after 12 months' membership, for illness, education, marriage, housing or special circumstances. Each purpose has its own frequency cap. Paragraphs 46 to 48 of the Scheme, explained. Deadline: 31 Dec 2026.",
      "content_text": "The EPF Scheme 2026 replaced the old Form 31 advance limits with one rule: keep 25% of your total balance in the account and you may withdraw the rest, after 12 months' membership, for illness, education, marriage, housing or special circumstances. Each purpose has its own frequency cap. Paragraphs 46 to 48 of the Scheme, explained. Deadline: 31 Dec 2026.",
      "date_published": "2026-11-07T09:00:00+05:30",
      "date_modified": "2026-11-07T09:00:00+05:30",
      "tags": [
        "EPFO Updates",
        "EPFO update",
        "EPF Scheme 2026",
        "partial withdrawal",
        "PF advance",
        "Form 31"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/pf-partial-withdrawal-rules-2026.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/employer-updates/employees-enrolment-campaign-2026-closes-31-october",
      "url": "https://nidhisetu.co.in/resources/employer-updates/employees-enrolment-campaign-2026-closes-31-october",
      "title": "Employees' Enrolment Campaign 2026 closed on 31 October: what it offered and what to do now",
      "summary": "The Employees' Enrolment Campaign 2026 let employers enrol staff who joined between 1 April 2009 and 31 March 2026 and were never put on PF, for a flat ₹100 in damages. It closed on 31 October 2026 and no extension has been announced. Here is what it offered, and what an employer who missed it does now. Deadline: 15 Nov 2026.",
      "content_text": "The Employees' Enrolment Campaign 2026 let employers enrol staff who joined between 1 April 2009 and 31 March 2026 and were never put on PF, for a flat ₹100 in damages. It closed on 31 October 2026 and no extension has been announced. Here is what it offered, and what an employer who missed it does now. Deadline: 15 Nov 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-11-03T09:00:00+05:30",
      "tags": [
        "Employer Updates",
        "Employer update",
        "EEC 2026",
        "enrolment",
        "damages",
        "employer compliance"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/employees-enrolment-campaign-2026-closes-31-october.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/trackers/epfo-esic-deadline-extensions",
      "url": "https://nidhisetu.co.in/resources/trackers/epfo-esic-deadline-extensions",
      "title": "EPFO and ESIC deadline extensions: running log of due-date changes",
      "summary": "When EPFO or ESIC extends a due date, it is usually a circular issued days before the deadline. This log records each extension I have verified, with the circular, so you can tell an extension from a rumour. Status: Live; last verified 3 Nov 2026.",
      "content_text": "When EPFO or ESIC extends a due date, it is usually a circular issued days before the deadline. This log records each extension I have verified, with the circular, so you can tell an extension from a rumour. Status: Live; last verified 3 Nov 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-11-03T09:00:00+05:30",
      "tags": [
        "Live trackers",
        "Tracker",
        "ECR",
        "ESIC",
        "due dates",
        "extension",
        "tracker"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/epfo-esic-deadline-extensions.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/employer-updates/october-2026-ecr-first-month-25000-ceiling-due-15-november",
      "url": "https://nidhisetu.co.in/resources/employer-updates/october-2026-ecr-first-month-25000-ceiling-due-15-november",
      "title": "October 2026 ECR Is the First Full Month Under the ₹25,000 Ceiling: Due 15 November, No Extension",
      "summary": "EPFO's circular dated 13 October 2026 gave September's ECR until 31 October. October's ECR gets no such extension: it is due by 15 November 2026, and it is the first full wage month computed on the ₹25,000 PF wage ceiling. Here is what to check in payroll before you file. Deadline: 15 Nov 2026.",
      "content_text": "EPFO's circular dated 13 October 2026 gave September's ECR until 31 October. October's ECR gets no such extension: it is due by 15 November 2026, and it is the first full wage month computed on the ₹25,000 PF wage ceiling. Here is what to check in payroll before you file. Deadline: 15 Nov 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-11-03T09:00:00+05:30",
      "tags": [
        "Employer Updates",
        "Employer update",
        "ECR",
        "wage ceiling",
        "employer compliance",
        "PF due date"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/october-2026-ecr-first-month-25000-ceiling-due-15-november.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/employer-updates/vishwas-2026-settling-old-pf-damages-disputes",
      "url": "https://nidhisetu.co.in/resources/employer-updates/vishwas-2026-settling-old-pf-damages-disputes",
      "title": "VISHWAS 2026: Settling Old PF Damages Disputes at Reduced Rates",
      "summary": "VISHWAS 2026 is the one-time settlement window in the EPF Scheme 2026 for damages on old PF defaults. If the default was before 14 June 2024, the interest is paid and no fraud is involved, you pay damages at 0.25% to 1% a month instead of the old 5% to 25% a year, and the dispute closes, appeals included. The window is six months from 29 June 2026. Deadline: 29 Dec 2026.",
      "content_text": "VISHWAS 2026 is the one-time settlement window in the EPF Scheme 2026 for damages on old PF defaults. If the default was before 14 June 2024, the interest is paid and no fraud is involved, you pay damages at 0.25% to 1% a month instead of the old 5% to 25% a year, and the dispute closes, appeals included. The window is six months from 29 June 2026. Deadline: 29 Dec 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-11-03T09:00:00+05:30",
      "tags": [
        "Employer Updates",
        "Employer update",
        "VISHWAS 2026",
        "damages",
        "section 14B",
        "employer compliance"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/vishwas-2026-settling-old-pf-damages-disputes.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/employer-updates/50-percent-wage-rule-restructure-ctc-without-breaking-take-home",
      "url": "https://nidhisetu.co.in/resources/employer-updates/50-percent-wage-rule-restructure-ctc-without-breaking-take-home",
      "title": "The 50% wage rule is now in your payroll: how to restructure CTC without breaking take-home",
      "summary": "The Labour Codes are in force and the central rules are notified. If your allowances are more than half of total remuneration, the excess now counts as wages for gratuity and ESI, and in practice for PF. Here is what the proviso says, a worked example, and how to restructure without a surprise drop in take-home. Deadline: 15 Nov 2026.",
      "content_text": "The Labour Codes are in force and the central rules are notified. If your allowances are more than half of total remuneration, the excess now counts as wages for gratuity and ESI, and in practice for PF. Here is what the proviso says, a worked example, and how to restructure without a surprise drop in take-home. Deadline: 15 Nov 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-10-30T09:00:00+05:30",
      "tags": [
        "Employer Updates",
        "Employer update",
        "Labour Codes",
        "Code on Wages",
        "CTC",
        "payroll",
        "gratuity"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/50-percent-wage-rule-restructure-ctc-without-breaking-take-home.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/trackers/epfo-3-0-upi-atm-withdrawal",
      "url": "https://nidhisetu.co.in/resources/trackers/epfo-3-0-upi-atm-withdrawal",
      "title": "EPFO 3.0 UPI and ATM withdrawal: what is actually live for members",
      "summary": "EPFO's Central Board of Trustees approved the EPFO 3.0 framework on 13 October 2025. The official release promises \"instant withdrawals\"; UPI and ATM come from the Minister's statements and press reports. As of my last check no member can withdraw PF through UPI or an ATM. This page tracks what is live and what to do meanwhile. Status: Announced; last verified 30 Oct 2026.",
      "content_text": "EPFO's Central Board of Trustees approved the EPFO 3.0 framework on 13 October 2025. The official release promises \"instant withdrawals\"; UPI and ATM come from the Minister's statements and press reports. As of my last check no member can withdraw PF through UPI or an ATM. This page tracks what is live and what to do meanwhile. Status: Announced; last verified 30 Oct 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-10-30T09:00:00+05:30",
      "tags": [
        "Live trackers",
        "Tracker",
        "EPFO 3.0",
        "UPI",
        "ATM",
        "withdrawal",
        "tracker"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/epfo-3-0-upi-atm-withdrawal.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/employer-updates/esic-2026-21000-ceiling-day-1-registration-aadhaar-seeding-20-november",
      "url": "https://nidhisetu.co.in/resources/employer-updates/esic-2026-21000-ceiling-day-1-registration-aadhaar-seeding-20-november",
      "title": "ESIC in 2026: ₹21,000 ceiling unchanged, registration on the day of joining, Aadhaar now required, and the 20 November 2026 cut-off",
      "summary": "Four things every ESIC-covered employer should have settled before 20 November 2026: the wage ceiling that did not change, the registration that must now happen on the day of joining, the Aadhaar identification that ESIC now requires, and the cut-off date itself. Deadline: 20 Nov 2026.",
      "content_text": "Four things every ESIC-covered employer should have settled before 20 November 2026: the wage ceiling that did not change, the registration that must now happen on the day of joining, the Aadhaar identification that ESIC now requires, and the cut-off date itself. Deadline: 20 Nov 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-10-30T09:00:00+05:30",
      "tags": [
        "Employer Updates",
        "Employer update",
        "ESIC",
        "ESI",
        "Aadhaar seeding",
        "Code on Social Security",
        "payroll"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/esic-2026-21000-ceiling-day-1-registration-aadhaar-seeding-20-november.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/trackers/labour-code-state-rules",
      "url": "https://nidhisetu.co.in/resources/trackers/labour-code-state-rules",
      "title": "Labour Code state rules tracker: which states have notified rules under the four Codes",
      "summary": "The four Labour Codes are in force since 21 November 2025 and the central rules since 8 May 2026, but each state has to notify its own rules. As of 30 October 2026 six states and UTs have final rules under all four Codes; Punjab has drafts only. This table tracks every state's position, with the source, and is updated in place. Status: Partially live; last verified 30 Oct 2026.",
      "content_text": "The four Labour Codes are in force since 21 November 2025 and the central rules since 8 May 2026, but each state has to notify its own rules. As of 30 October 2026 six states and UTs have final rules under all four Codes; Punjab has drafts only. This table tracks every state's position, with the source, and is updated in place. Status: Partially live; last verified 30 Oct 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-10-30T09:00:00+05:30",
      "tags": [
        "Live trackers",
        "Tracker",
        "labour codes",
        "state rules",
        "tracker",
        "Punjab"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/labour-code-state-rules.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/employer-updates/amnesty-2026-pf-trusts-exempted-establishments",
      "url": "https://nidhisetu.co.in/resources/employer-updates/amnesty-2026-pf-trusts-exempted-establishments",
      "title": "AMNESTY 2026 for PF trusts and exempted establishments: who it is for and what it lets you regularise",
      "summary": "AMNESTY 2026 is a one-time window for establishments that have been running a PF trust on an income-tax recognition without a formal exemption notification. It regularises the exemption retrospectively, on conditions. It is not for ordinary employers who deposit with EPFO. Here is who it is meant for, what it gives, and what it costs. Deadline: 29 Dec 2026.",
      "content_text": "AMNESTY 2026 is a one-time window for establishments that have been running a PF trust on an income-tax recognition without a formal exemption notification. It regularises the exemption retrospectively, on conditions. It is not for ordinary employers who deposit with EPFO. Here is who it is meant for, what it gives, and what it costs. Deadline: 29 Dec 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-10-28T09:00:00+05:30",
      "tags": [
        "Employer Updates",
        "Employer update",
        "AMNESTY 2026",
        "exempted establishment",
        "PF trust",
        "employer compliance"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/amnesty-2026-pf-trusts-exempted-establishments.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/employer-updates/epf-scheme-2026-replaced-1952-scheme-what-changed-for-employers",
      "url": "https://nidhisetu.co.in/resources/employer-updates/epf-scheme-2026-replaced-1952-scheme-what-changed-for-employers",
      "title": "EPF Scheme 2026 replaced the 1952 Scheme: what actually changed for employers",
      "summary": "The Employees' Provident Funds Scheme, 2026 replaced the 1952 Scheme on 29 June 2026. Most of the monthly routine is the same. Three things are not: the principal employer's duties for contract labour are spelt out with their own forms and timelines, returns run on a fifteen-day clock, and exempted establishments get a tighter rulebook. Here is what each one changes in practice. Deadline: 15 Nov 2026.",
      "content_text": "The Employees' Provident Funds Scheme, 2026 replaced the 1952 Scheme on 29 June 2026. Most of the monthly routine is the same. Three things are not: the principal employer's duties for contract labour are spelt out with their own forms and timelines, returns run on a fifteen-day clock, and exempted establishments get a tighter rulebook. Here is what each one changes in practice. Deadline: 15 Nov 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-10-28T09:00:00+05:30",
      "tags": [
        "Employer Updates",
        "Employer update",
        "EPF Scheme 2026",
        "employer compliance",
        "contract labour",
        "exempted trust"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/epf-scheme-2026-replaced-1952-scheme-what-changed-for-employers.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/epfo-updates/eps-2026-replaced-eps-95-20-day-settlement-12-percent-interest",
      "url": "https://nidhisetu.co.in/resources/epfo-updates/eps-2026-replaced-eps-95-20-day-settlement-12-percent-interest",
      "title": "EPS 2026 replaced EPS-95: the 20-day settlement rule and 12% interest on delayed pension claims",
      "summary": "The Employees' Pension Scheme, 2026 has replaced EPS-95. The change members will feel is a settlement timeline: pension claims are to be settled within 20 days, and delayed claims earn 12% interest a year. It helps a clean claim that is slow. It does not help a claim that is rejected, or a record with missing EPS service. Deadline: 31 Dec 2026.",
      "content_text": "The Employees' Pension Scheme, 2026 has replaced EPS-95. The change members will feel is a settlement timeline: pension claims are to be settled within 20 days, and delayed claims earn 12% interest a year. It helps a clean claim that is slow. It does not help a claim that is rejected, or a record with missing EPS service. Deadline: 31 Dec 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-10-28T09:00:00+05:30",
      "tags": [
        "EPFO Updates",
        "EPFO update",
        "EPS 2026",
        "pension",
        "EPS-95",
        "claim delay"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/eps-2026-replaced-eps-95-20-day-settlement-12-percent-interest.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/employer-updates/principal-employer-pf-liability-unregistered-contractors-epf-scheme-2026",
      "url": "https://nidhisetu.co.in/resources/employer-updates/principal-employer-pf-liability-unregistered-contractors-epf-scheme-2026",
      "title": "Principal employer PF liability for unregistered contractors under EPF Scheme 2026",
      "summary": "Written for security agencies, manpower contractors and the businesses that use them. EPF Scheme 2026 puts the PF of contract workers on the principal employer when the contractor is not registered or does not deposit. Here is the evidence to collect every month, and why a compliance certificate is not it. Deadline: 15 Nov 2026.",
      "content_text": "Written for security agencies, manpower contractors and the businesses that use them. EPF Scheme 2026 puts the PF of contract workers on the principal employer when the contractor is not registered or does not deposit. Here is the evidence to collect every month, and why a compliance certificate is not it. Deadline: 15 Nov 2026.",
      "date_published": "2026-10-28T09:00:00+05:30",
      "date_modified": "2026-10-28T09:00:00+05:30",
      "tags": [
        "Employer Updates",
        "Employer update",
        "contractors",
        "principal employer",
        "EPF Scheme 2026",
        "security agency",
        "7A"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/principal-employer-pf-liability-unregistered-contractors-epf-scheme-2026.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/epfo-updates/epfo-delink-member-id-with-contributions-2026",
      "url": "https://nidhisetu.co.in/resources/epfo-updates/epfo-delink-member-id-with-contributions-2026",
      "title": "EPFO Now Lets You De-link a Wrong Member ID Even After Contributions: What the April 2026 Change Means",
      "summary": "EPFO has extended the portal's de-link facility to wrongly created Member IDs that received a small number of contributions. Here is who it helps, who it doesn't, and the one question to settle before you press De-link.",
      "content_text": "EPFO has extended the portal's de-link facility to wrongly created Member IDs that received a small number of contributions. Here is who it helps, who it doesn't, and the one question to settle before you press De-link.",
      "date_published": "2026-10-04T09:00:00+05:30",
      "date_modified": "2026-10-04T09:00:00+05:30",
      "tags": [
        "EPFO Updates",
        "EPFO update",
        "UAN",
        "Member ID",
        "delinking",
        "service history"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/epfo-delink-member-id-with-contributions-2026.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/epfo-updates/epfo-wage-ceiling-25000-september-2026",
      "url": "https://nidhisetu.co.in/resources/epfo-updates/epfo-wage-ceiling-25000-september-2026",
      "title": "EPFO Wage Ceiling Raised to ₹25,000: What Changes for Your PF, Pension and Salary",
      "summary": "The EPFO wage ceiling went up from ₹15,000 to ₹25,000 a month on 17 September 2026, the first change since 2014. Who is now covered, how PF, EPS pension and take-home pay change, and the September payroll question employers are asking.",
      "content_text": "The EPFO wage ceiling went up from ₹15,000 to ₹25,000 a month on 17 September 2026, the first change since 2014. Who is now covered, how PF, EPS pension and take-home pay change, and the September payroll question employers are asking.",
      "date_published": "2026-10-04T09:00:00+05:30",
      "date_modified": "2026-10-04T09:00:00+05:30",
      "tags": [
        "EPFO Updates",
        "EPFO update",
        "wage ceiling",
        "EPS",
        "contributions",
        "Code on Social Security",
        "payroll"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/epfo-wage-ceiling-25000-september-2026.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/service-history/epfo-date-reverted-after-migration-doj-doe-correction",
      "url": "https://nidhisetu.co.in/resources/service-history/epfo-date-reverted-after-migration-doj-doe-correction",
      "title": "EPFO Date Changed or Reverted After Migration? How to Correct DOJ/DOE and Service History",
      "summary": "Your EPFO Date of Joining or Date of Exit was corrected, maybe through an approved Joint Declaration, and after EPFO's 2026 data migration the old date is showing again. What is officially known, what members report, the evidence to keep, and the route that still works.",
      "content_text": "Your EPFO Date of Joining or Date of Exit was corrected, maybe through an approved Joint Declaration, and after EPFO's 2026 data migration the old date is showing again. What is officially known, what members report, the evidence to keep, and the route that still works.",
      "date_published": "2026-10-03T09:00:00+05:30",
      "date_modified": "2026-10-04T09:00:00+05:30",
      "tags": [
        "Service History & Delinking",
        "Guide",
        "date of joining",
        "date of exit",
        "Joint Declaration",
        "service history",
        "CITES 2.01",
        "data migration"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ],
      "image": "https://nidhisetu.co.in/assets/images/og/epfo-date-reverted-after-migration-doj-doe-correction.png"
    },
    {
      "id": "https://nidhisetu.co.in/resources/epfo-updates/epfo-3-0-cites-what-changed-2026",
      "url": "https://nidhisetu.co.in/resources/epfo-updates/epfo-3-0-cites-what-changed-2026",
      "title": "What EPFO 3.0 Actually Means for PF Members Right Now",
      "summary": "The database migration is done. UPI/ATM withdrawal is not — here's what's genuinely live today.",
      "content_text": "The database migration is done. UPI/ATM withdrawal is not — here's what's genuinely live today.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "EPFO Updates",
        "EPFO Update"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/transfer/annexure-k-online-download-2025",
      "url": "https://nidhisetu.co.in/resources/transfer/annexure-k-online-download-2025",
      "title": "Annexure K Now Downloadable Online",
      "summary": "Since September 2025, members can download Annexure K directly — but it doesn't fix a wrong one.",
      "content_text": "Since September 2025, members can download Annexure K directly — but it doesn't fix a wrong one.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Transfers, EPS & Pension",
        "EPFO Update"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/pf-guides/epfigms-status-explained-under-process-disposed",
      "url": "https://nidhisetu.co.in/resources/pf-guides/epfigms-status-explained-under-process-disposed",
      "title": "EPFiGMS Status Explained",
      "summary": "\"Disposed\" doesn't mean resolved. What every grievance status label actually means.",
      "content_text": "\"Disposed\" doesn't mean resolved. What every grievance status label actually means.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "PF Claims & Withdrawals",
        "Guide"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/pf-guides/epfo-tasks-you-can-do-yourself-for-free",
      "url": "https://nidhisetu.co.in/resources/pf-guides/epfo-tasks-you-can-do-yourself-for-free",
      "title": "Which EPFO Tasks You Can Do Yourself, for Free",
      "summary": "Most routine PF tasks are free and doable yourself. The honest full list.",
      "content_text": "Most routine PF tasks are free and doable yourself. The honest full list.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "PF Claims & Withdrawals",
        "Guide"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/claim-rejection/why-pf-claims-get-rejected-common-reasons",
      "url": "https://nidhisetu.co.in/resources/claim-rejection/why-pf-claims-get-rejected-common-reasons",
      "title": "Why PF Claims Get Rejected: Common Reasons",
      "summary": "The recurring rejection categories, with the specific fix guide for each.",
      "content_text": "The recurring rejection categories, with the specific fix guide for each.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "PF Claims & Withdrawals",
        "Guide"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/employer/employer-wont-correct-doj-doe",
      "url": "https://nidhisetu.co.in/resources/employer/employer-wont-correct-doj-doe",
      "title": "Employer Won't Correct Your DOJ or DOE?",
      "summary": "The escalation route when the employer who needs to fix your dates won't respond.",
      "content_text": "The escalation route when the employer who needs to fix your dates won't respond.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Employer Compliance",
        "Guide"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/safety/epfo-fraud-alerts-what-we-never-ask",
      "url": "https://nidhisetu.co.in/resources/safety/epfo-fraud-alerts-what-we-never-ask",
      "title": "EPFO Fraud Alerts: What We Never Ask",
      "summary": "What a genuine EPFO or NidhiSetu message never asks for, and the common scam patterns.",
      "content_text": "What a genuine EPFO or NidhiSetu message never asks for, and the common scam patterns.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Scam Alerts",
        "Guide"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/deep-dives/epfo-grievances-resolved-on-time-why-stuck",
      "url": "https://nidhisetu.co.in/resources/deep-dives/epfo-grievances-resolved-on-time-why-stuck",
      "title": "EPFO Grievances Resolved On Time — So Why Do Cases Get Stuck?",
      "summary": "Reports cite a high EPFiGMS disposal rate. Disposed and resolved are not the same word.",
      "content_text": "Reports cite a high EPFiGMS disposal rate. Disposed and resolved are not the same word.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Deep Dives",
        "Deep dive"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/aadhaar-not-available-against-uan",
      "url": "https://nidhisetu.co.in/resources/errors/aadhaar-not-available-against-uan",
      "title": "Aadhaar is not available against UAN, Kindly seed Aadhaar through employer",
      "summary": "No verified Aadhaar is seeded against your UAN in EPFO's records.",
      "content_text": "No verified Aadhaar is seeded against your UAN in EPFO's records.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/aadhaar-number-name-dob-gender-mismatch",
      "url": "https://nidhisetu.co.in/resources/errors/aadhaar-number-name-dob-gender-mismatch",
      "title": "AADHAAR number, Name, DOB or Gender mismatch with registered data",
      "summary": "The Aadhaar number, name, date of birth or gender EPFO holds doesn't match what UIDAI holds.",
      "content_text": "The Aadhaar number, name, date of birth or gender EPFO holds doesn't match what UIDAI holds.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/uan-password-not-available",
      "url": "https://nidhisetu.co.in/resources/errors/uan-password-not-available",
      "title": "Error! UAN password not available.",
      "summary": "There is no member-portal password for this UAN yet, usually because the UAN was never activated.",
      "content_text": "There is no member-portal password for this UAN yet, usually because the UAN was never activated.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/passbook-not-available-exempted-establishment",
      "url": "https://nidhisetu.co.in/resources/errors/passbook-not-available-exempted-establishment",
      "title": "Passbook not available to this Member-id as this pertain to exempted establishment (i.e. Trust)",
      "summary": "That employer runs its own PF trust (an \"exempted establishment\"), so the trust keeps your PF account, not EPFO's passbook.",
      "content_text": "That employer runs its own PF trust (an \"exempted establishment\"), so the trust keeps your PF account, not EPFO's passbook.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/kyc-pending-for-approval",
      "url": "https://nidhisetu.co.in/resources/errors/kyc-pending-for-approval",
      "title": "KYC Pending for Approval",
      "summary": "You've submitted the KYC detail and it's waiting for your employer to approve it digitally.",
      "content_text": "You've submitted the KYC detail and it's waiting for your employer to approve it digitally.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/pan-name-does-not-match-income-tax-department",
      "url": "https://nidhisetu.co.in/resources/errors/pan-name-does-not-match-income-tax-department",
      "title": "Name against UAN does not match with the NAME in Income Tax Department",
      "summary": "Your name in EPFO differs from your name in the Income Tax Department's PAN records.",
      "content_text": "Your name in EPFO differs from your name in the Income Tax Department's PAN records.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/invalid-bank-account-number",
      "url": "https://nidhisetu.co.in/resources/errors/invalid-bank-account-number",
      "title": "Invalid Bank Account Number. Kindly update your bank account details through self mode or employer",
      "summary": "The bank account in your EPFO KYC failed verification: the account number, IFSC or the account holder's name didn't match the bank.",
      "content_text": "The bank account in your EPFO KYC failed verification: the account number, IFSC or the account holder's name didn't match the bank.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/date-of-exit-only-after-2-months",
      "url": "https://nidhisetu.co.in/resources/errors/date-of-exit-only-after-2-months",
      "title": "Date of exit can only be updated after 2 months of last contribution made by the employer",
      "summary": "Two months haven't passed since the last PF contribution on that Member ID.",
      "content_text": "Two months haven't passed since the last PF contribution on that Member ID.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/no-contribution-received-date-of-exit",
      "url": "https://nidhisetu.co.in/resources/errors/no-contribution-received-date-of-exit",
      "title": "No contribution was received date of exit updation is not possible please contact your employer",
      "summary": "EPFO has no contribution recorded on that Member ID, so it won't let you mark exit yourself.",
      "content_text": "EPFO has no contribution recorded on that Member ID, so it won't let you mark exit yourself.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/details-of-previous-account-different",
      "url": "https://nidhisetu.co.in/resources/errors/details-of-previous-account-different",
      "title": "Details of previous account are different than present account. Hence claim request cannot be processed.",
      "summary": "Your personal details on the old Member ID don't match the ones on your current Member ID.",
      "content_text": "Your personal details on the old Member ID don't match the ones on your current Member ID.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/accepted-by-employer-pending-at-field-office",
      "url": "https://nidhisetu.co.in/resources/errors/accepted-by-employer-pending-at-field-office",
      "title": "Accepted by Employer Pending at Field Office",
      "summary": "Your employer has approved the request; it's now waiting at the EPFO office.",
      "content_text": "Your employer has approved the request; it's now waiting at the EPFO office.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/accepted-by-field-office",
      "url": "https://nidhisetu.co.in/resources/errors/accepted-by-field-office",
      "title": "Accepted by Field Office",
      "summary": "The EPFO office has accepted your transfer claim. It isn't finished until the amount shows in your new Member ID.",
      "content_text": "The EPFO office has accepted your transfer claim. It isn't finished until the amount shows in your new Member ID.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/access-blocked-until-nomination",
      "url": "https://nidhisetu.co.in/resources/errors/access-blocked-until-nomination",
      "title": "Access to this functionality will remain blocked until the user successfully completes the nomination",
      "summary": "The portal wants an e-nomination on your record before it lets you use this feature.",
      "content_text": "The portal wants an e-nomination on your record before it lets you use this feature.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/member-name-not-printed-on-cancelled-cheque",
      "url": "https://nidhisetu.co.in/resources/errors/member-name-not-printed-on-cancelled-cheque",
      "title": "MEMBER NAME NOT PRINTED ON CANCELLED CHEQUE",
      "summary": "The cheque image uploaded with the claim did not show the account holder's name, so the office could not match it to you.",
      "content_text": "The cheque image uploaded with the claim did not show the account holder's name, so the office could not match it to you.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/photocopy-of-bank-passbook-not-attested",
      "url": "https://nidhisetu.co.in/resources/errors/photocopy-of-bank-passbook-not-attested",
      "title": "PHOTOCOPY OF BANK PASSBOOK NOT ATTESTED BY THE AUTHORIZED SIGNATORY",
      "summary": "A passbook image was uploaded without the bank's stamp and an officer's signature, which the office then required.",
      "content_text": "A passbook image was uploaded without the bank's stamp and an officer's signature, which the office then required.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/cancelled-cheque-not-as-per-kyc-bank-details",
      "url": "https://nidhisetu.co.in/resources/errors/cancelled-cheque-not-as-per-kyc-bank-details",
      "title": "UAN CLAIM - CANCELLED CHEQUE NOT AS PER KYC BANK DETAILS",
      "summary": "The name, account number or IFSC on the uploaded cheque differs from the bank account seeded in your UAN's KYC.",
      "content_text": "The name, account number or IFSC on the uploaded cheque differs from the bank account seeded in your UAN's KYC.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/fathers-name-differs",
      "url": "https://nidhisetu.co.in/resources/errors/fathers-name-differs",
      "title": "FATHERs NAME DIFFERS",
      "summary": "Your father's name in one EPFO record differs from another: between member IDs, or between the claim and your profile.",
      "content_text": "Your father's name in one EPFO record differs from another: between member IDs, or between the claim and your profile.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/claim-already-settled",
      "url": "https://nidhisetu.co.in/resources/errors/claim-already-settled",
      "title": "CLAIM ALREADY SETTLED",
      "summary": "EPFO's record shows a claim of the same type already settled on this member ID.",
      "content_text": "EPFO's record shows a claim of the same type already settled on this member ID.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/not-eligible-insufficient-service",
      "url": "https://nidhisetu.co.in/resources/errors/not-eligible-insufficient-service",
      "title": "NOT ELIGIBLE-INSUFFICIENT SERVICE",
      "summary": "The service EPFO can see on this member ID is shorter than the claim needs.",
      "content_text": "The service EPFO can see on this member ID is shorter than the claim needs.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/warning-520160-multiple-member-id-same-bank-account",
      "url": "https://nidhisetu.co.in/resources/errors/warning-520160-multiple-member-id-same-bank-account",
      "title": "WARNING-520160 MULTIPLE MEMBERID FOR SAME BANK ACCOUNT, KINDLY VERIFY IN DETAIL BEFORE PROCESSING.",
      "summary": "The same bank account is linked to more than one member ID, so EPFO's system flags the claim for checking.",
      "content_text": "The same bank account is linked to more than one member ID, so EPFO's system flags the claim for checking.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    },
    {
      "id": "https://nidhisetu.co.in/resources/errors/claim-rejected-reason-ok",
      "url": "https://nidhisetu.co.in/resources/errors/claim-rejected-reason-ok",
      "title": "OK",
      "summary": "The office selected or left a placeholder instead of a real reason, so the remark tells you nothing.",
      "content_text": "The office selected or left a placeholder instead of a real reason, so the remark tells you nothing.",
      "date_published": "2026-09-01T09:00:00+05:30",
      "date_modified": "2026-09-01T09:00:00+05:30",
      "tags": [
        "Error messages",
        "Error message"
      ],
      "authors": [
        {
          "name": "Shobhit Kesarwani"
        }
      ]
    }
  ]
}
