https://nidhisetu.co.in/resources Verified EPFO, ESIC and labour-law updates, employer action boxes, live trackers and practical PF guides from Shobhit Kesarwani, independent consultant, Ludhiana. NidhiSetu is not affiliated with EPFO; EPFO's own services are free. en-in Sat, 07 Nov 2026 09:00:00 +0530 https://nidhisetu.co.in/assets/images/og-preview.jpghttps://nidhisetu.co.in/resources https://nidhisetu.co.in/resources/epfo-updates/pf-partial-withdrawal-rules-2026 https://nidhisetu.co.in/resources/epfo-updates/pf-partial-withdrawal-rules-2026 Sat, 07 Nov 2026 09:00:00 +0530 Shobhit Kesarwani EPFO Updates EPFO update EPF Scheme 2026 partial withdrawal PF advance Form 31 The EPF Scheme 2026 replaced the old Form 31 advance limits with one rule: keep 25% of your total balance in the account and you may withdraw the rest, after 12 months' membership, for illness, education, marriage, housing or special circumstances. Each purpose has its own frequency cap. Paragraphs 46 to 48 of the Scheme, explained. Deadline: 31 Dec 2026. https://nidhisetu.co.in/resources/employer-updates/employees-enrolment-campaign-2026-closes-31-october https://nidhisetu.co.in/resources/employer-updates/employees-enrolment-campaign-2026-closes-31-october Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Employer Updates Employer update EEC 2026 enrolment damages employer compliance The Employees' Enrolment Campaign 2026 let employers enrol staff who joined between 1 April 2009 and 31 March 2026 and were never put on PF, for a flat ₹100 in damages. It closed on 31 October 2026 and no extension has been announced. Here is what it offered, and what an employer who missed it does now. Deadline: 15 Nov 2026. https://nidhisetu.co.in/resources/trackers/epfo-esic-deadline-extensions https://nidhisetu.co.in/resources/trackers/epfo-esic-deadline-extensions Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Live trackers Tracker ECR ESIC due dates extension tracker When EPFO or ESIC extends a due date, it is usually a circular issued days before the deadline. This log records each extension I have verified, with the circular, so you can tell an extension from a rumour. Status: Live; last verified 3 Nov 2026. https://nidhisetu.co.in/resources/employer-updates/october-2026-ecr-first-month-25000-ceiling-due-15-november https://nidhisetu.co.in/resources/employer-updates/october-2026-ecr-first-month-25000-ceiling-due-15-november Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Employer Updates Employer update ECR wage ceiling employer compliance PF due date EPFO's circular dated 13 October 2026 gave September's ECR until 31 October. October's ECR gets no such extension: it is due by 15 November 2026, and it is the first full wage month computed on the ₹25,000 PF wage ceiling. Here is what to check in payroll before you file. Deadline: 15 Nov 2026. https://nidhisetu.co.in/resources/employer-updates/vishwas-2026-settling-old-pf-damages-disputes https://nidhisetu.co.in/resources/employer-updates/vishwas-2026-settling-old-pf-damages-disputes Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Employer Updates Employer update VISHWAS 2026 damages section 14B employer compliance VISHWAS 2026 is the one-time settlement window in the EPF Scheme 2026 for damages on old PF defaults. If the default was before 14 June 2024, the interest is paid and no fraud is involved, you pay damages at 0.25% to 1% a month instead of the old 5% to 25% a year, and the dispute closes, appeals included. The window is six months from 29 June 2026. Deadline: 29 Dec 2026. https://nidhisetu.co.in/resources/employer-updates/50-percent-wage-rule-restructure-ctc-without-breaking-take-home https://nidhisetu.co.in/resources/employer-updates/50-percent-wage-rule-restructure-ctc-without-breaking-take-home Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Employer Updates Employer update Labour Codes Code on Wages CTC payroll gratuity The Labour Codes are in force and the central rules are notified. If your allowances are more than half of total remuneration, the excess now counts as wages for gratuity and ESI, and in practice for PF. Here is what the proviso says, a worked example, and how to restructure without a surprise drop in take-home. Deadline: 15 Nov 2026. https://nidhisetu.co.in/resources/trackers/epfo-3-0-upi-atm-withdrawal https://nidhisetu.co.in/resources/trackers/epfo-3-0-upi-atm-withdrawal Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Live trackers Tracker EPFO 3.0 UPI ATM withdrawal tracker EPFO's Central Board of Trustees approved the EPFO 3.0 framework on 13 October 2025. The official release promises "instant withdrawals"; UPI and ATM come from the Minister's statements and press reports. As of my last check no member can withdraw PF through UPI or an ATM. This page tracks what is live and what to do meanwhile. Status: Announced; last verified 30 Oct 2026. https://nidhisetu.co.in/resources/employer-updates/esic-2026-21000-ceiling-day-1-registration-aadhaar-seeding-20-november https://nidhisetu.co.in/resources/employer-updates/esic-2026-21000-ceiling-day-1-registration-aadhaar-seeding-20-november Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Employer Updates Employer update ESIC ESI Aadhaar seeding Code on Social Security payroll Four things every ESIC-covered employer should have settled before 20 November 2026: the wage ceiling that did not change, the registration that must now happen on the day of joining, the Aadhaar identification that ESIC now requires, and the cut-off date itself. Deadline: 20 Nov 2026. https://nidhisetu.co.in/resources/trackers/labour-code-state-rules https://nidhisetu.co.in/resources/trackers/labour-code-state-rules Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Live trackers Tracker labour codes state rules tracker Punjab The four Labour Codes are in force since 21 November 2025 and the central rules since 8 May 2026, but each state has to notify its own rules. As of 30 October 2026 six states and UTs have final rules under all four Codes; Punjab has drafts only. This table tracks every state's position, with the source, and is updated in place. Status: Partially live; last verified 30 Oct 2026. https://nidhisetu.co.in/resources/employer-updates/amnesty-2026-pf-trusts-exempted-establishments https://nidhisetu.co.in/resources/employer-updates/amnesty-2026-pf-trusts-exempted-establishments Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Employer Updates Employer update AMNESTY 2026 exempted establishment PF trust employer compliance AMNESTY 2026 is a one-time window for establishments that have been running a PF trust on an income-tax recognition without a formal exemption notification. It regularises the exemption retrospectively, on conditions. It is not for ordinary employers who deposit with EPFO. Here is who it is meant for, what it gives, and what it costs. Deadline: 29 Dec 2026. https://nidhisetu.co.in/resources/employer-updates/epf-scheme-2026-replaced-1952-scheme-what-changed-for-employers https://nidhisetu.co.in/resources/employer-updates/epf-scheme-2026-replaced-1952-scheme-what-changed-for-employers Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Employer Updates Employer update EPF Scheme 2026 employer compliance contract labour exempted trust The Employees' Provident Funds Scheme, 2026 replaced the 1952 Scheme on 29 June 2026. Most of the monthly routine is the same. Three things are not: the principal employer's duties for contract labour are spelt out with their own forms and timelines, returns run on a fifteen-day clock, and exempted establishments get a tighter rulebook. Here is what each one changes in practice. Deadline: 15 Nov 2026. https://nidhisetu.co.in/resources/epfo-updates/eps-2026-replaced-eps-95-20-day-settlement-12-percent-interest https://nidhisetu.co.in/resources/epfo-updates/eps-2026-replaced-eps-95-20-day-settlement-12-percent-interest Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani EPFO Updates EPFO update EPS 2026 pension EPS-95 claim delay The Employees' Pension Scheme, 2026 has replaced EPS-95. The change members will feel is a settlement timeline: pension claims are to be settled within 20 days, and delayed claims earn 12% interest a year. It helps a clean claim that is slow. It does not help a claim that is rejected, or a record with missing EPS service. Deadline: 31 Dec 2026. https://nidhisetu.co.in/resources/employer-updates/principal-employer-pf-liability-unregistered-contractors-epf-scheme-2026 https://nidhisetu.co.in/resources/employer-updates/principal-employer-pf-liability-unregistered-contractors-epf-scheme-2026 Wed, 28 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Employer Updates Employer update contractors principal employer EPF Scheme 2026 security agency 7A Written for security agencies, manpower contractors and the businesses that use them. EPF Scheme 2026 puts the PF of contract workers on the principal employer when the contractor is not registered or does not deposit. Here is the evidence to collect every month, and why a compliance certificate is not it. Deadline: 15 Nov 2026. https://nidhisetu.co.in/resources/epfo-updates/epfo-delink-member-id-with-contributions-2026 https://nidhisetu.co.in/resources/epfo-updates/epfo-delink-member-id-with-contributions-2026 Sun, 04 Oct 2026 09:00:00 +0530 Shobhit Kesarwani EPFO Updates EPFO update UAN Member ID delinking service history EPFO has extended the portal's de-link facility to wrongly created Member IDs that received a small number of contributions. Here is who it helps, who it doesn't, and the one question to settle before you press De-link. https://nidhisetu.co.in/resources/epfo-updates/epfo-wage-ceiling-25000-september-2026 https://nidhisetu.co.in/resources/epfo-updates/epfo-wage-ceiling-25000-september-2026 Sun, 04 Oct 2026 09:00:00 +0530 Shobhit Kesarwani EPFO Updates EPFO update wage ceiling EPS contributions Code on Social Security payroll The EPFO wage ceiling went up from ₹15,000 to ₹25,000 a month on 17 September 2026, the first change since 2014. Who is now covered, how PF, EPS pension and take-home pay change, and the September payroll question employers are asking. https://nidhisetu.co.in/resources/service-history/epfo-date-reverted-after-migration-doj-doe-correction https://nidhisetu.co.in/resources/service-history/epfo-date-reverted-after-migration-doj-doe-correction Sat, 03 Oct 2026 09:00:00 +0530 Shobhit Kesarwani Service History & Delinking Guide date of joining date of exit Joint Declaration service history CITES 2.01 data migration Your EPFO Date of Joining or Date of Exit was corrected, maybe through an approved Joint Declaration, and after EPFO's 2026 data migration the old date is showing again. What is officially known, what members report, the evidence to keep, and the route that still works. https://nidhisetu.co.in/resources/epfo-updates/epfo-3-0-cites-what-changed-2026 https://nidhisetu.co.in/resources/epfo-updates/epfo-3-0-cites-what-changed-2026 Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani EPFO Updates EPFO Update The database migration is done. UPI/ATM withdrawal is not — here's what's genuinely live today. https://nidhisetu.co.in/resources/transfer/annexure-k-online-download-2025 https://nidhisetu.co.in/resources/transfer/annexure-k-online-download-2025 Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Transfers, EPS & Pension EPFO Update Since September 2025, members can download Annexure K directly — but it doesn't fix a wrong one. https://nidhisetu.co.in/resources/pf-guides/epfigms-status-explained-under-process-disposed https://nidhisetu.co.in/resources/pf-guides/epfigms-status-explained-under-process-disposed Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani PF Claims & Withdrawals Guide "Disposed" doesn't mean resolved. What every grievance status label actually means. https://nidhisetu.co.in/resources/pf-guides/epfo-tasks-you-can-do-yourself-for-free https://nidhisetu.co.in/resources/pf-guides/epfo-tasks-you-can-do-yourself-for-free Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani PF Claims & Withdrawals Guide Most routine PF tasks are free and doable yourself. The honest full list. https://nidhisetu.co.in/resources/claim-rejection/why-pf-claims-get-rejected-common-reasons https://nidhisetu.co.in/resources/claim-rejection/why-pf-claims-get-rejected-common-reasons Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani PF Claims & Withdrawals Guide The recurring rejection categories, with the specific fix guide for each. https://nidhisetu.co.in/resources/employer/employer-wont-correct-doj-doe https://nidhisetu.co.in/resources/employer/employer-wont-correct-doj-doe Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Employer Compliance Guide The escalation route when the employer who needs to fix your dates won't respond. https://nidhisetu.co.in/resources/safety/epfo-fraud-alerts-what-we-never-ask https://nidhisetu.co.in/resources/safety/epfo-fraud-alerts-what-we-never-ask Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Scam Alerts Guide What a genuine EPFO or NidhiSetu message never asks for, and the common scam patterns. https://nidhisetu.co.in/resources/deep-dives/epfo-grievances-resolved-on-time-why-stuck https://nidhisetu.co.in/resources/deep-dives/epfo-grievances-resolved-on-time-why-stuck Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Deep Dives Deep dive Reports cite a high EPFiGMS disposal rate. Disposed and resolved are not the same word. https://nidhisetu.co.in/resources/errors/aadhaar-not-available-against-uan https://nidhisetu.co.in/resources/errors/aadhaar-not-available-against-uan Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message No verified Aadhaar is seeded against your UAN in EPFO's records. https://nidhisetu.co.in/resources/errors/aadhaar-number-name-dob-gender-mismatch https://nidhisetu.co.in/resources/errors/aadhaar-number-name-dob-gender-mismatch Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message The Aadhaar number, name, date of birth or gender EPFO holds doesn't match what UIDAI holds. https://nidhisetu.co.in/resources/errors/uan-password-not-available https://nidhisetu.co.in/resources/errors/uan-password-not-available Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message There is no member-portal password for this UAN yet, usually because the UAN was never activated. https://nidhisetu.co.in/resources/errors/passbook-not-available-exempted-establishment https://nidhisetu.co.in/resources/errors/passbook-not-available-exempted-establishment Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message That employer runs its own PF trust (an "exempted establishment"), so the trust keeps your PF account, not EPFO's passbook. https://nidhisetu.co.in/resources/errors/kyc-pending-for-approval https://nidhisetu.co.in/resources/errors/kyc-pending-for-approval Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message You've submitted the KYC detail and it's waiting for your employer to approve it digitally. https://nidhisetu.co.in/resources/errors/pan-name-does-not-match-income-tax-department https://nidhisetu.co.in/resources/errors/pan-name-does-not-match-income-tax-department Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message Your name in EPFO differs from your name in the Income Tax Department's PAN records. https://nidhisetu.co.in/resources/errors/invalid-bank-account-number https://nidhisetu.co.in/resources/errors/invalid-bank-account-number Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message The bank account in your EPFO KYC failed verification: the account number, IFSC or the account holder's name didn't match the bank. https://nidhisetu.co.in/resources/errors/date-of-exit-only-after-2-months https://nidhisetu.co.in/resources/errors/date-of-exit-only-after-2-months Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message Two months haven't passed since the last PF contribution on that Member ID. https://nidhisetu.co.in/resources/errors/no-contribution-received-date-of-exit https://nidhisetu.co.in/resources/errors/no-contribution-received-date-of-exit Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message EPFO has no contribution recorded on that Member ID, so it won't let you mark exit yourself. https://nidhisetu.co.in/resources/errors/details-of-previous-account-different https://nidhisetu.co.in/resources/errors/details-of-previous-account-different Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message Your personal details on the old Member ID don't match the ones on your current Member ID. https://nidhisetu.co.in/resources/errors/accepted-by-employer-pending-at-field-office https://nidhisetu.co.in/resources/errors/accepted-by-employer-pending-at-field-office Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message Your employer has approved the request; it's now waiting at the EPFO office. https://nidhisetu.co.in/resources/errors/accepted-by-field-office https://nidhisetu.co.in/resources/errors/accepted-by-field-office Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message The EPFO office has accepted your transfer claim. It isn't finished until the amount shows in your new Member ID. https://nidhisetu.co.in/resources/errors/access-blocked-until-nomination https://nidhisetu.co.in/resources/errors/access-blocked-until-nomination Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message The portal wants an e-nomination on your record before it lets you use this feature. https://nidhisetu.co.in/resources/errors/member-name-not-printed-on-cancelled-cheque https://nidhisetu.co.in/resources/errors/member-name-not-printed-on-cancelled-cheque Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message The cheque image uploaded with the claim did not show the account holder's name, so the office could not match it to you. https://nidhisetu.co.in/resources/errors/photocopy-of-bank-passbook-not-attested https://nidhisetu.co.in/resources/errors/photocopy-of-bank-passbook-not-attested Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message A passbook image was uploaded without the bank's stamp and an officer's signature, which the office then required. https://nidhisetu.co.in/resources/errors/cancelled-cheque-not-as-per-kyc-bank-details https://nidhisetu.co.in/resources/errors/cancelled-cheque-not-as-per-kyc-bank-details Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message The name, account number or IFSC on the uploaded cheque differs from the bank account seeded in your UAN's KYC. https://nidhisetu.co.in/resources/errors/fathers-name-differs https://nidhisetu.co.in/resources/errors/fathers-name-differs Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message Your father's name in one EPFO record differs from another: between member IDs, or between the claim and your profile. https://nidhisetu.co.in/resources/errors/claim-already-settled https://nidhisetu.co.in/resources/errors/claim-already-settled Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message EPFO's record shows a claim of the same type already settled on this member ID. https://nidhisetu.co.in/resources/errors/not-eligible-insufficient-service https://nidhisetu.co.in/resources/errors/not-eligible-insufficient-service Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message The service EPFO can see on this member ID is shorter than the claim needs. https://nidhisetu.co.in/resources/errors/warning-520160-multiple-member-id-same-bank-account https://nidhisetu.co.in/resources/errors/warning-520160-multiple-member-id-same-bank-account Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message The same bank account is linked to more than one member ID, so EPFO's system flags the claim for checking. https://nidhisetu.co.in/resources/errors/claim-rejected-reason-ok https://nidhisetu.co.in/resources/errors/claim-rejected-reason-ok Tue, 01 Sep 2026 09:00:00 +0530 Shobhit Kesarwani Error messages Error message The office selected or left a placeholder instead of a real reason, so the remark tells you nothing.