Many EPS-95 higher-pension claims were rejected because the employer’s old records — Form 6A, monthly challans — were missing. A 2026 Bombay High Court ruling holds that EPFO cannot reject on that ground alone.
EPFO often rejects higher-pension claims when Form 6A or monthly challans are missing. Courts have held those are the employer’s records — not yours — and cannot automatically sink a genuine claim.
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Send me your rejection order and service history (mask sensitive details). I’ll tell you whether the 2026 ruling gives you a realistic route — free, within 24 hours.