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EPFO UPDATE EFFECTIVE SEPTEMBER 2025

Annexure K is now downloadable online — here's what that actually fixes

Since September 2025, members can download their own Annexure K transfer certificate directly from the EPFO member portal, instead of waiting on a request passed between two PF offices. It's a real time-saver — but it doesn't fix an Annexure K that's wrong.

Quick Summary
What changed
Members can now download Annexure K (the PF transfer certificate showing service history, balance and transfer details) directly from the EPFO member portal in PDF form, rather than it being shared only office-to-office on request.
Effective from
September 2025.
Who is affected
Any active or former member who needs Annexure K for a PF transfer, a higher-pension application, or record verification.
What you need to do
Log into the member portal, go to the online services / "Track Claim Status" area, and download it directly — no request letter needed.
Official source
EPFO Member Portal

What changed

Annexure K is the document that carries your service history, PF balance and transfer details from one establishment's PF account to the next — it's the paper trail that proves your pension service and PF accumulations moved correctly when you changed jobs. Until September 2025, getting a copy of it meant it was passed between PF offices on request, which is exactly the kind of inter-office step that quietly stalls for weeks with no visibility to the member.

From September 2025, EPFO made Annexure K available for members to download directly and immediately from the member portal, in PDF form, without needing to file a request or wait on office-to-office correspondence.

⚠ This does not help you if…

…your Annexure K is missing entirely, or the data on it is wrong — a gap in your service history, an incorrect PF balance, or a transfer that never actually completed. Being able to download the document faster does not fix an inaccurate or missing one; that is a correction case, not an access case. See Annexure K Missing or Wrong instead.

Who is affected

Employees: Anyone who has changed jobs and needs to confirm their transfer went through cleanly, or anyone applying for something (like a higher-pension claim) that requires proof of service history.

Employers: No new employer obligation — this is a member-facing self-service change, not a filing requirement on the employer side.

Pensioners (EPS members): Annexure K is directly relevant to EPS service-history verification, so this makes it faster to obtain the supporting document for a pension-related claim or correction.

NRI members: The same portal access applies; no separate process exists for NRI members specifically.

What you can do yourself for free

✓ Free, official routes
  • Log into the EPFO member portal, go to online services, and download your Annexure K directly — free, no request letter needed.
  • Review the document as soon as you download it — check service dates, employer names and balance figures against your own records.
  • If something looks wrong, file a grievance at EPFiGMS referencing the specific discrepancy, rather than requesting a fresh copy repeatedly.

What has NOT changed

The underlying data on Annexure K — your actual service history and balance — is not affected by this change; it is purely a distribution/access improvement. If your record already had a gap or error before September 2025, it still has that gap or error now; you can just see it faster. The correction process for a wrong Annexure K remains the same grievance-and-verification route as before.

What you should do

01

Download your current Annexure K

Log into the member portal and pull the latest copy — this takes minutes now instead of a formal request.

02

Check it line by line

Confirm every employer, every date, and the balance figures against your own salary slips and joining/exit letters.

03

File a specific grievance if anything is wrong

Reference the exact field that's incorrect, rather than a general "please check my record" request.

When specialist help may be useful

If your Annexure K shows a genuine gap — a missing employer period, a service-history mismatch affecting an EPS claim, or a transfer that never completed — that's a correction case that usually benefits from someone assembling the right evidence (offer letters, salary slips, prior Annexure K copies) before the grievance is filed, rather than after a rejection.

Important

Download and review your Annexure K now, even if you don't currently need it — catching a service-history gap before you need it for a claim is far easier than fixing it under time pressure.

Official Source
Source
Employees' Provident Fund Organisation
Document
Member portal update enabling direct Annexure K download (online services / claim tracking section)
Date
September 2025

Visit the EPFO member portal →

Independence disclaimer: NidhiSetu is an independent private EPFO consultancy — not affiliated with, endorsed by, or representing EPFO or any government body. EPFO's own services are free; the fee here is for diagnosis, documentation, follow-up and escalation, agreed in writing before any work begins.

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Shobhit Kesarwani

Shobhit Kesarwani

Independent EPFO Specialist

I reply to every message myself. NidhiSetu is an independent consultancy — not EPFO, not a law firm, and not affiliated with any government body.